Please read these terms of use carefully before using this site.

Heritage International Bank and Trust Limited (“Heritage Bank”) maintains this site to provide you with information about Heritage Bank products and services and to facilitate communication Heritage Bank and its related companies. Heritage Bank requires that all the visitors to our site(s) on the Internet (The “Site”) adhere to the following rules and regulations. By Accessing the site you indicate your acknowledgement and acceptance of these terms and conditions. From time to time we may revise these terms and conditions. Copyright in the pages, screens, text and images appearing at the site is owned by Heritage Bank or other as indicated. The information and materials contained in the site may not be copied, displayed, distributed, downloaded, licensed, modified, published, reposted, reproduced, reused, sol, transmitted, used to create a derivative work or otherwise used for public or commercial purposes without the express written permission of Heritage Bank. Your may not be eligible for all the products or services described. Heritage Bank reserves the right to determine the eligibility for any product or service. Without prejudice to the generality of the foregoing, no resident of Belize shall be eligible for any product or service of Heritage Bank. Bank deposits and investment products and services are not insured by any federal, state or other governmental or public authority. In addition to the foregoing, investment products and services (I) are not guaranteed by Heritage Bank, and (II) are subject to substantial rish, including the possible loss of some or all of the principal invested. Any Communication, material or information you transmit to Heritage Bank via the site or Internet electronic mail shall be deemed and remain the property of Heritage Bank and Heritage Bank shall be free to use, for any purpose, any ideas, concepts, know-how or techniques contained in information a visitor to this site provides Heritage Bank throughout this site. Heritage Bank shall not be subject to any obligations of confidentiality regarding transmitted information except as agreed by Heritage Bank directly with the visitor as customer or as otherwise specifically agreed or required by law. The information and materials contained in this site, including text, graphics, links or other items, are provided “AS IS”, “AS AVAILABLE”. Heritage Bank makes no warranties or representations as to the accuracy, adequacy or completeness of the information and expressly disclaims liability for errors or omissions in this information and materials. No warranty of any kind, implies, express or statutory, including but not limited to the warranties of non-infringement of third party rights, title, merchantability, fitness for a particular purpose and freedom of computer virus, is given in conjunction with the information and materials. You agree that all access and use of the site and its contents is at your own risk. In no event will be Heritage Bank be liable for any damages (Whether based in contract, tort, strict liability or otherwise), including without limitation direct or indirect, special, incidental, or consequential damages, losses or expenses arising out of or in any way connected with your access to or use of the site or inability to use thereof, or in connection with any failure of performance, error, omission, interruption defect, delay in operation or transmission, computer virus or line or system failure (even if Heritage Bank has been advised of the possibility of such damages, losses or expenses). You agree that your use of this site shall be governed exclusively by the laws of Belize and agree that venue shall be located in Belize.