Privacy and Security Policy

This page informs you of our policies regarding the collection, use and disclosure of personal information when you use our service.

Your personal information is used to provide and improve our service. We will not use or share your information with any third party except as described in this Privacy and Security Policy (hereinafter “Policy”) and our Terms and Conditions.

Commitment to Maintain and Safeguard Your Customer Information

Keeping our customers’ financial information secure is a fundamental principle of our business and is one of our most important contractual and statutory responsibilities. We acknowledge the importance of protecting your personal information and financial assets and as such we maintain robust physical, electronic and procedural safeguards.

Our employees’ access to your records is restricted and limited to facilitate the business or provide ongoing customer service. We permit authorized employees, trained in the proper handling of personal information, to have access to your records on a need to know basis and only for facilitating our services. Our employees are required to uphold confidentiality in handling our customer information and are subject to legal and disciplinary action if they fail to do so.

We go to great lengths to secure your online banking transactions using Secure Sockets Layer (SSL). This is a protocol used to encrypt all web traffic between the customers’ browsers and our servers. Customers are also provided with additional authentication and account lockout features to authenticate and protect you from unauthorized users. Our site is also set to timeout and forces an online customer to login again after an extended period of inactivity.

Service Providers

We may employ third party companies and individuals to facilitate our service and/or to assist us in analyzing how our service is used. These third parties may be granted access to your personal information only to perform their designated services but they are legally obligated not to disclose your personal information to any third party or use your personal information for any other purpose.

Compliance with Laws

Our contractual and statutory duty of confidentiality is subject only to disclosure as is required by law or subpoena. By law we are obligated to disclose customer information to regulatory and/or enforcement authorities upon request or to comply with due diligence and know your customer compliance requirements.

Security

The security of your personal information is important to us, and we strive to implement and maintain reasonable, commercially acceptable security procedures and practices appropriate to the nature of the information we store, in order to protect it from unauthorized access, destruction, use, modification, or disclosure.

Changes to the Privacy & Security Policy

We reserve the right to amend or replace the terms of this Policy or make any material changes to our online services. It is your responsibility to review and remain informed about any changes to the Policy. Any changes shall become effective when the revised Policy is posted on our website. Your continued use of our online services constitutes your acceptance of such changes and the most recent versions of this Policy.

Contact Us

If you have any questions about this Policy, please contact us.