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Features and Pricing of Prepaid Cards

Visa Travel Money MasterCard Prepaid
US Dollar Currency and Reloadable US Dollar Currency and Reloadable
Use for ATM withdrawals and purchases in Stores Use for ATM withdrawals, purchases in Stores and purchases Online
Identifiable by 13-digit Serial Number at back of card Identifiable by 13-digit Serial Number at back of card or by 16-digit Account Number on front of card
No 3-digit security code at back of card 3-digit security code at back of card
No name printed on card Non name printed on card
Card design includes Bank’s name and building Card design is generic
Free online access to view card transactions and balances Free online access to view card transactions and balances
Maximum load at any one time should not exceed $10,000 Maximum load at any one time should not exceed $2,500
Maximum balance on card should not exceed $10,000 Maximum balance on card should not exceed $10,000
Loading Fee:$1 – $1,000 costs $25.00$1,001 – $5,000 costs $50.00

$5,001 – $10,000 costs $100.00

Loading fee:Any Amount costs $25.00
One-Time Plastic fee – $10.00 One-Time Plastic fee – $10.00
Transaction Fees:ATM Withdrawal – $3.50 Transaction Fee:ATM withdrawal – $3.00Purchases – $1.00

Declined – $1.25

Annual Fee – $25.00 Monthly Maintenance – $2.00

Please be informed that Heritage Bank will not issue card products to or engage in card programs with residents of India. This is in compliance with India Laws and Regulations regarding Card Issuance.