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Credit Cards

With Heritage’s Bank outstanding credit card rates, you too can afford to own a personal credit card.  Submit your proposal to

 Visa and Mastercard Credit Cards features

 -                     competitive annual interest rate
 -                     24 hour customer service
 -                     24 hour fraud monitoring service
 -                     Travel Accident Insurance, Auto Rental Insurance (some restrictions apply)
 -                     Travel Assistant Service (some restrictions apply)
 -                     Free and easy 24 hour online access to account information
 -                     Easily accessible from any ATM and merchant outlet
 -                     Hardcopy or online monthly statements
 -                     Minimum of USD$1,000.00 and maximum of USD$25,000.00
 -                     Secured with 150% cash collateral
 -                     Available in US Currency

Apply Now for an International Credit Card


Co-Branded Credit Cards
 We offer Co-Branded Credit Card programs uniquely customized to meet the requirements of your customer base.


 -                     Pre-Paid Product
 -                     Online access available
 -                     Worldwide accessibility
 -                     Issued with or without cardholder’s name
 -                     Carries the partner’s logo and design.  The Bank name appears only at the back of the card.
 -                     Card can be used for the following

Please be informed that Heritage Bank will not issue card products to or engage in card programs with residents of India. This is in compliance with India Laws and Regulations regarding Card Issuance.