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Mortgage Loans

At Heritage International Bank & Trust, we offer residential mortgage financing service.  Our credit terms are flexible and tailored to meet your needs.  Our International Banking Service team is ready and willing to help make your dream a reality.  Contact us by email or telephone for more information.

International Mortgage Financing

Heritage International Bank & Trust offers mortgage financing to purchase or build residential properties in Belize.  We provide convenient and competitive financing terms.

Borrowing from Heritage Bank provides many advantages:

  • US Dollar Accounts
  • Unique Structures
  • Not subject to Currency Control Regulations
  • No tax deduction
  • No currency conversion fees
  • Efficient processing – to ensure quick turn-around
  • Handled by dedicated and committed Staff
  • Easy repayment processing from checking/savings accounts held with us

What you need to qualify:

  • Be a Non-resident individual or company
  • Have a source of income to meet loan payments
  • Equity contribution of 40% of cost

Loan Processing Requirements:

(a) Personal Application:

(b) State Purpose, If for:

  • Construction – Provide Cost Estimate & Construction Plans
  • Business Investment – provide projected cash flow for at least three years
  • Residential – Vendor sale agreement

(c) Security / Collateral:

  • Land
    • Land Title
    • Property Tax Records
    • Land must be located in Belize
  • Cash
    • Declaration of Source of Funds
  • Standby Letter of Credit
    • Confirmed by a USA Bank

Contact us today for more information:

  • Just give us a call at 011-501-223-5698
  • Fax us at 011-501-223-0368
  • Email us at

Our mortgages are available in US dollars with convenient and stable interest rates.

LOAN CALCULATOR – Calculate your monthly payment

Fill in the numbers to calculate your possible monthly payment. This tool is meant to be used to give you a general idea of your monthly payments – it is NOT a guaranteed rate or an official quote from Heritage International Bank & Trust Limited.